| Virtual VISA |
| Card validity period | 2 years |
| Card / supplementary card issuance / renewal fee | LTL 40 |
| Annual fee for handling card / supplementary card account in 1st card validity year | Free of charge |
| Annual fee for handling card / supplementary card account starting from 2nd card validity year | LTL 40 |
| Fee for declaring payment card invalid and new card issuance | LTL 40 |
| Card replacement (if PIN code forgotten, card damaged, etc.) | LTL 55 |
| Interest on permissible credit | 17% |
| Interest on overdrawn credit | 30% |
| Default interest on delayed account deposit | 36% |
| Penalty on card blocking in case of delayed debt payment | LTL 20 |
| Cash withdrawal at the Bank ATMs and at the JOINT ATM NETWORK* | - |
| Cash withdrawal at the Bank offices** | - |
| Cash withdrawal at ATMs of other banks | - |
| Cash withdrawal at other banks | - |
| Settlement for goods and services | 1% |
| Urgent inclusion of capital | - |
| Information on account balance | Free of charge |
| Daily limit on cash withdrawal | - |
| Permissible daily number of cash operations | - |
| Daily limit on the amount for goods and services | LTL 10.000 |
| Permissible daily number of goods’ and services’ operations | 10 |
| Mailing of bank statements (inside Lithuania) | LTL 5 |
| Mailing of bank statements (outside Lithuania) | LTL 20 |
| Sending of bank statements by fax (per page) | LTL 20 |
| Receipt of settlement document within Lithuania | LTL 4 |
| Receipt of account copy upon settlement abroad | LTL 16 |
| Receipt of traveller’s document upon settlement abroad | - |
| Closing of card account | Free of charge |
* JOINT ATM NETWORK of Nordea bankas, Danske bankas, Ûkio bankas and AB "Citadele" bankas.
** The maximum limit on the cash withdrawn at the Bank customer service office from AB "Citadele" bankas payment card is unlimited, from other banks payment cards - LTL 500 or its equivalent in other currency.
Note: when issuing the payment card, the Bank may request payment and mortgage of security deposit, subject to interest at the Bank fixed rate.
Payment cards accounts can be opened in Euro; fees on these cards are calculated according to official Litas and Euro exchange rate set by Lietuvos bankas.
